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An adjustable rate mortgage (ARM) is a loan in which the interest rate and the loan periodically adjust based on a common index.
The interest rate on the ARM is usually the lowest rate offered by our bank.
With a fixed-rate mortgage, the interest rate on the loan remains the same throughout the life of the loan.
As a result, the monthly payment amount is the same and the duration of the loan is fixed.
The ultimate loan if you are building a new home, it combines a construction loan with a mortgage loan so you only have one closing and one attorney fee.
Your construction loan becomes your mortgage when your building project is complete.
Enjoy having the flexibility of choosing when to borrow money, up to your approved credit limit, along with multiple options on how to access your line of credit.
Get a competitive, low variable rate which is usually tied to the Wall Street Journal prime rate.