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1-Year Adjustable Rate Loan (ARM)

An adjustable rate mortgage (ARM) is a loan in which the interest rate and the loan periodically adjust.

The interest rate on the ARM is usually the lowest rate offered by our bank.

Fixed Rate Loan

With a fixed-rate mortgage, the interest rate on the loan remains the same throughout the life of the loan.

The monthly payment amount is the same and the duration of the loan is fixed.

Construction to Permanent Loan

Pay interest only while building your home, then TSB will convert your loan to a conventional ARM or fixed rate loan. 

Save money with one set of closing costs.

Home Equity Line of Credit

Enjoy having the flexibility to use the equity in your home to make renovations or pay other bills, up to your approved credit limit.

Get a competitive, low variable rate which is tied to the prime rate as published in the Wall Street Journal.